Beautifully worded.

Sorry to take so long to get back to you. Thank you for posting and asking. I get your conflict. Both are valid and great ideas. My big question is what is your end goal? To have weekly/monthly income that an AirBnB would hopefully provide or to upgrade your home to sell for a profit (or just for pleasure/happiness but with no financial gain)? I have a friend who quit her job and runs an AirBnB. She loves it. Lots of freedom in comparison to her last job. She also does all the turn over work and cleaning to help maximize profit. She did her research and bought her rental in a location that is known for its high vacation traffic. Bonus, both her and her husband are handy and creative and did lots upgrades and repairs and decorated it beautifully to attract visitors. As for home and property improvements - I totally get that. I like to feel my home is special and meets all the needs of my family. A lot of my personal happiness is wrapped up in the quality of my living space. If you want to go the AirBnB route - do your research, check out the area, maybe message other AirBnBs in the area and see if anyone is willing to talk to you about the process and their costs vs profit. I would also recommend having a financial advisor. Talking through your two options with a professional who knows your finances and your end goals can help you come up with a plan of action that best suits both your husband and you. Maybe you can do the AirBnB and request that after x amount of time, a percent of the profit goes into a "home/property improvement" savings account - then you can have the best of both of your ideas. Whichever you choose, I wish you much luck and happiness! In Peace & Kindness. ☮ Baker.